Financing

Toms Truck Center – a multi franchise dealership – has the expertise, the relationships and resources to fulfill your specific transportation needs.

We offer financing options for all types of buyers.

Click on our easy to use credit application and let’s get started today.

Fill Out Credit Application


Traditional Retail Financing

  • Flexible Terms
  • Competitive Rates
  • Pride of instant ownership
  • Available for New and Used Truck Buyers

Fleet Lines of Credit

Municipal Financing

Commercial Leasing

  • Minimal to No Cash Up Front
  • Low Monthly Payments

TRAC (Terminal Rental Adjustment Clause)

  • Offers a Pre-Determined End of Term Residual Price
  • No Mileage Restrictions or Contractual Return Conditions
  • When Structured as a True Lease, the end user may claim entire lease payment as tax deduction (always consult your CPA)
  • Available for New and Used Truck Buyers

ILease, Closed end lease

  • True “Turn in Lease”
  • Maintain Company Image With New Trucks every 3 or 4 years
  • Only Pay For The Part of The Truck You Use
  • Have Factory Warranty Coverage full term of lease

Extended Service Coverages

  • Hino
  • Mitsubishi Fuso
  • Allison
  • Isuzu
  • Extreme Truck Warranties

Captive & Independent Sources

  • Isuzu Finance of America
  • Toyota Financial Services
  • Mercedes Benz Financial services USA
  • Ally Bank

If you prefer, you may alternatively download our credit application and fax it back to us at (714) 560-4150.

Download Our Credit Application